Do I Have to Take an RMD from My 401(k)?
If you’re getting closer to retirement (or already there) you’ve likely heard the term Required Minimum Distribution (RMD). But do…
financial advice
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Retirement FAQ for 1099 Contractors: What You Need to Know
Your Top Retirement Planning Questions — Answered for Freelancers and Gig Workers When you work for yourself or take on…
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Why Don’t I Have Two 401(k) Accounts for Roth and Pre-Tax?
“I see Roth 3% and pre-tax 3% on my paycheck. Why don’t I have two accounts?”If you’ve asked this question—or…
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What Are State-Run IRA Programs?
A Simple Guide for Small Business Owners and Freelancers If you’re self-employed or run a small business without a retirement…
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Does My 401(k) Loan Affect My Credit?
If you’ve taken (or are thinking about taking) a loan from your 401(k), you might wonder how it impacts your…
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What Is the Super Catch-Up Contribution?
A Retirement Savings Boost for Ages 60–63 If you’re between the ages of 60 and 63, a special savings opportunity…
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Choosing the Right Retirement Account When You’re Your Own Boss
Freelance Freedom, Smart Savings: Find the Right Retirement Account for You When you work for yourself, saving for retirement might…
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Understanding Vesting in Your 401(k): What You Should Ask Your Employer
Navigating the world of 401(k) retirement plans can feel overwhelming, but understanding a few key concepts can help you maximize…
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What Is a Third-Party Administrator (TPA)?
When it comes to managing a 401(k) or other retirement plan, the term third-party administrator (TPA) often comes up. But…
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Do I Need a 1099 From My 401(k)?
Tax season comes with plenty of questions, and one of the most frequently asked is: “Do I need a 1099…
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Why Am I Receiving Excess Contributions From My 401(k)?
Did you get a notice saying some of your 401(k) money is being sent back for “excess contributions”? Getting a…
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What’s the difference between active and passive mutual funds?
Active and passive mutual funds represent two different investment strategies, each with its own approach to portfolio management and associated…
