401k Education
Retirement Plans, Finally Explained
Breaking down real questions from real people. No technical jargon, just practical guidance for employers, employees, and anyone looking to build a better retirement.
The Latest
Trending Articles
Can I Contribute to Both a Pre-Tax and Roth 401(k)?
Why Don’t I Have Two 401(k) Accounts for Roth and Pre-Tax?
Missed 401(k) Deferrals: What Employers Need to Know and How to Fix Them
What Is the Super Catch-Up Contribution?
Coming in 2026: Roth-Only Catch-Up Contributions for High Earners
Choosing the Right Retirement Account When You’re Your Own Boss
The Latest
for Employers
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Articles
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Do You Get a Tax Form for Your 401(k) in 2026?
This month, one of the most common questions we’re hearing is: “Do I get a tax form for my 401k…
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What Is a 401(k) Plan and How Does It Work?
Let’s be honest. A 401(k) can feel confusing when you first hear about it. There are rules, tax terms, and…
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The Big Mistakes Small Businesses Make When Setting Up a New 401(k) Plan (and How to Avoid Them)
Offering a 401(k) plan is one of the best things you can do for your team – and for your…
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2026 401(k) Contribution & Catch‑Up Limits
Each year, the IRS updates retirement plan limits to keep pace with inflation. Want the Full 2026 IRS 401(k) Limits?…
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The Super Catch-Up Rule Is Here: What 401(k) Plan Sponsors Need to Know in 2026
An exclusive savings boost for ages 60–63 – with a Roth twist for high earners In 2025, a new SECURE…
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Which Fiduciary Is Which? Breaking Down the Real Differences Between 3(16), 3(21), and 3(38)
If you sponsor a 401(k) plan, you’ve probably heard terms like 3(16), 3(21), and 3(38) fiduciary. They sound technical –…
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What Is a Pooled Employer Plan (PEP)?
The Beginner’s Guide to Pooled Employer Plans A Simpler Way to Run a 401(k) Plan? If you’ve ever thought, “There…
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When Things Go Wrong: How to Fix a 401(k) Plan Mistake
Even the best-managed 401(k) plans experience the occasional mistake. Maybe an employee was left out of enrollment. Maybe the wrong…
