401k Education
Retirement Plans, Finally Explained
Breaking down real questions from real people. No technical jargon, just practical guidance for employers, employees, and anyone looking to build a better retirement.
The Latest
Trending Articles
Can I Contribute to Both a Pre-Tax and Roth 401(k)?
Why Don’t I Have Two 401(k) Accounts for Roth and Pre-Tax?
Missed 401(k) Deferrals: What Employers Need to Know and How to Fix Them
What Is the Super Catch-Up Contribution?
Coming in 2026: Roth-Only Catch-Up Contributions for High Earners
Choosing the Right Retirement Account When You’re Your Own Boss
All The Latest
Articles
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Thinking About Changing 401(k) Service Providers?
Here’s What to Expect. If you’re considering changing your retirement plan advisor, recordkeeper, TPA, or another service provider, you’ve probably…
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I’m Quitting My Job — What Happens to My 401(k) Loan and Unvested Match?
You accepted a new job. Congrats! Now you’re working through everything that comes with leaving the old one. And then…
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Can I Keep My TPA If I Change 401(k) Recordkeepers?
Thinking about changing your 401(k) recordkeeper, but really like your TPA? They know your plan, understand your company, and the…
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What Changes With Your 401(k) as Your Company Approaches 100 Employees?
Your company had 30 employees. Then 50. Now you’re at 75 and hiring isn’t slowing down. Suddenly, someone asks: “Does…
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What Happens to My Solo 401(k) If I Hire an Employee?
You started your business by yourself. You opened a Solo 401(k). Everything worked great. And now… You’re hiring your first…
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Does My Employer Match Go Into Roth or Pre-Tax?
If you’re making Roth 401(k) contributions and your employer offers a match, naturally you may be wondering: Does the employer…
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Are Roth 401(k) and Pre-Tax 401(k) Contribution Limits Combined?
Your 401(k) may give you two ways to make your contributions: You can choose one or use a combination of…
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Your 401(k) Recordkeeper Was Acquired or Merged. Do You Have to Stay?
Your company carefully selected a 401(k) recordkeeper. Then something changed. Your recordkeeper was acquired. Two companies merged. A familiar name…
