Does a 401(k) Have Open Enrollment?
Answering Common Retirement Plan Questions During Benefits Season Short Answer: No, 401(k) Plans Don’t Have Open Enrollment If you’re in…
employees
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What Fees Are Associated With My 401(k) Account?
Every 401(k) plan comes with costs, and that is completely normal. Some fees are clearly listed, while others are built…
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Are You 50 or Older and Making Big Retirement Contributions?
Here’s How New Roth Rules Affect You in 2026 If you’re 50 or older, catch-up contributions are one of the…
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Do I Have to Take an RMD from My 401(k)?
If you’re getting closer to retirement (or already there) you’ve likely heard the term Required Minimum Distribution (RMD). But do…
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How to Transfer Your Old 401(k) into Your New One
Changing jobs is a big step — but what about the 401k or 403b you left behind? If you had…
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Can You Still Contribute to a SIMPLE IRA From a Previous Job?
Here’s What You Need to Know We often hear this question:“I have a SIMPLE IRA [from a previous employer], and…
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What Happens If I Don’t Pay My 401(k) Loan?
Taking a loan from your 401(k) can seem like an easy solution. You’re borrowing from yourself, after all. But what…
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Can I Contribute to Both a Pre-Tax and Roth 401(k)?
Understanding How the Limits Work (And What’s Best for You) If you’re wondering whether you can split your 401(k) contributions…
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Why Don’t I Have Two 401(k) Accounts for Roth and Pre-Tax?
“I see Roth 3% and pre-tax 3% on my paycheck. Why don’t I have two accounts?”If you’ve asked this question—or…
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Does My 401(k) Loan Affect My Credit?
If you’ve taken (or are thinking about taking) a loan from your 401(k), you might wonder how it impacts your…
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What Is the Super Catch-Up Contribution?
A Retirement Savings Boost for Ages 60–63 If you’re between the ages of 60 and 63, a special savings opportunity…
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Understanding Vesting in Your 401(k): What You Should Ask Your Employer
Navigating the world of 401(k) retirement plans can feel overwhelming, but understanding a few key concepts can help you maximize…
