Why Does Every 401(k) Work Differently?
Why Every 401(k) Is Different (And Why Yours Doesn’t Work Like Your Friend’s) If you’ve ever compared your 401(k) to…
plan participants
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How Do I Find a Lost or Forgotten 401(k) From an Old Job?
Maybe someone mentioned an old 401(k) and it got you thinking: Wait. Didn’t I have a 401(k) at that job?…
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I’m Quitting My Job — What Happens to My 401(k) Loan and Unvested Match?
You accepted a new job. Congrats! Now you’re working through everything that comes with leaving the old one. And then…
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Does My Employer Match Go Into Roth or Pre-Tax?
If you’re making Roth 401(k) contributions and your employer offers a match, naturally you may be wondering: Does the employer…
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Are Roth 401(k) and Pre-Tax 401(k) Contribution Limits Combined?
Your 401(k) may give you two ways to make your contributions: You can choose one or use a combination of…
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Why Is My Employer Fixing My 401(k) Catch-Up Contributions?
Spoiler alert: It probably isn’t because you did anything wrong. Did you recently receive a notice that your 401(k) catch-up…
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Why Personal Finance Is More Like Healthcare Than Social Media
The short answer: There is rarely one “right” answer. Spend a few minutes on social media, and you’ll hear statements…
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Think You Know What Roth Means? Most People Don’t.
What does Roth really mean? Short answer: Roth is a tax treatment. Many people say, “I have a Roth.” But…
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Why Do I Have to Make Roth Catch-Up Contributions in 2026?
The short answer: Congress changed the rules. Starting in 2026, some employees who make catch-up contributions to their 401(k) will…
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Can I Borrow From My 401(k)? What Happens If I Leave My Job?
Thinking About Borrowing From Your 401(k)? Your 401(k) is designed to help you save for retirement. But did you know…
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Do You Get a Tax Form for Your 401(k) in 2026?
This month, one of the most common questions we’re hearing is: “Do I get a tax form for my 401k…
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What Is a 401(k) Plan and How Does It Work?
Let’s be honest. A 401(k) can feel confusing when you first hear about it. There are rules, tax terms, and…
