What Happens to My Solo 401(k) If I Hire an Employee?
You started your business by yourself. You opened a Solo 401(k). Everything worked great. And now… You’re hiring your first…
Business Owners
Designed for business owners looking to build retirement plans that are effective—for both their company and their team. Whether you’re implementing a 401(k) for the first time or evaluating advanced options like cash balance and non-qualified deferred compensation plans, these resources provide clear, actionable guidance to help you align your retirement strategy with your broader business goals.
Here’s what you’ll find:
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How to choose the right plan design for your business structure
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Strategies to optimize tax benefits and owner contributions
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Ways to use non-qualified plans to reward and retain top talent
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Benefits of adding a cash balance plan for higher contribution limits
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Compliance tips for ERISA, IRS, and DOL requirements
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Insights to improve plan performance and control administrative costs
This content is ideal for growing businesses, professional service firms, and high-earning owners seeking to strengthen both company benefits and personal financial outcomes.
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I’m a 1099 Independent Contractor. Can I Have a 401(k)?
You left your traditional job. Or maybe you’ve always worked for yourself. Business is going well. You’re making good money….
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Our Company Is Growing Fast. Is Our 401(k) Keeping Up?
Growth is exciting. You’re hiring. Revenue is growing. New opportunities keep coming. The company that had 25 employees suddenly has…
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Has Your Company Outgrown Its 401(k) Plan Design?
What worked when you had 20 employees may not work when you have 100. As your business grows, your 401(k)…
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Retirement FAQ for 1099 Contractors: What You Need to Know
Your Top Retirement Planning Questions — Answered for Freelancers and Gig Workers When you work for yourself or take on…
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Why Aren’t Employees Contributing to Their 401(k)s?
Offering a 401(k) plan is one of the most powerful ways employers can help their team build financial security. But…
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What Are State-Run IRA Programs?
A Simple Guide for Small Business Owners and Freelancers If you’re self-employed or run a small business without a retirement…
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Coming in 2026: Roth-Only Catch-Up Contributions for High Earners
What 401(k) Plan Sponsors Need to Know – Before It’s Too Late If you’re an Human Resources professional, benefits manager,…
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Choosing the Right Retirement Account When You’re Your Own Boss
Freelance Freedom, Smart Savings: Find the Right Retirement Account for You When you work for yourself, saving for retirement might…
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The Complete Guide to Setting Up a 401(k) Plan for Your Small Business in Huntsville, Alabama
If you run a small business in Huntsville – one of the fastest‑growing business hubs in Alabama – you already…
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Pitfalls of Managing a Corporate Retirement Plan
Managing a corporate retirement plan comes with various responsibilities, and avoiding potential pitfalls is crucial to ensuring the financial well-being…
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The Distinction Between Financial Advisors and 401(k) Consultants
In the intricate world of employee benefits and financial planning, the roles of professionals can sometimes seem blurred. For Human…
