Why Aren’t Employees Contributing to Their 401(k)s?
Offering a 401(k) plan is one of the most powerful ways employers can help their team build financial security. But…
Employers
Missed 401(k) Deferrals: What Employers Need to Know and How to Fix Them
Managing a 401(k) plan involves a lot of moving parts. And sometimes, mistakes happen. One common issue employers face is…
Generic Advice Costs More Than You Think
Generic financial advice is a great start. It offers broad principles and helpful rules of thumb that can point employees…
Coming in 2026: Roth-Only Catch-Up Contributions for High Earners
What 401(k) Plan Sponsors Need to Know – Before It’s Too Late If you’re an Human Resources professional, benefits manager,…
5 Signs It’s Time to Re-evaluate Your 401(k) Plan
A 401(k) plan is a critical part of your company’s benefits package, helping employees save for retirement and positioning your…
Payroll Integration with 401(k) Plans
A Retirement Plan Consultant’s Perspective on Pros & Cons As a 401(k) advisor, I work closely with HR teams and…
What Is a Third-Party Administrator (TPA)?
When it comes to managing a 401(k) or other retirement plan, the term third-party administrator (TPA) often comes up. But…
What Is an ERISA 3(38) Fiduciary, and Is It Right for Your Plan?
Managing a 401(k) plan involves navigating complex regulations, investment decisions, and fiduciary responsibilities. For employers looking to reduce their liability…
What Is a Bundled 401(k) Plan?
When it comes to offering a 401(k) plan for your business, one of the key decisions you’ll face is whether…
What Is a Safe Harbor 401(k)?
If you’re a business owner considering a 401(k) plan for your employees, you’ve likely come across the term Safe Harbor…
Understanding ERISA Fiduciaries: Types, Roles, and Responsibilities
Navigating the world of employer-sponsored retirement plans means understanding a few key terms and concepts, one of which is ERISA…
What Is an ERISA 3(21) Fiduciary?
When it comes to managing a 401(k) or other employer-sponsored retirement plan, fiduciary responsibilities can feel overwhelming. Employers are tasked…