Coming in 2026: Roth-Only Catch-Up Contributions for High Earners
What 401(k) Plan Sponsors Need to Know – Before It’s Too Late If you’re an Human Resources professional, benefits manager,…
Plan Sponsors
If you help manage your company’s 401(k) plan, this section is for you. These articles are written to help plan sponsors like you make smart, confident decisions. You’ll find:
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Simple explanations of your responsibilities
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Tips to stay compliant with IRS and DOL rules
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Ways to boost employee participation in your plan
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Ideas to improve plan performance and reduce fees
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Best practices to help protect you and your company
Whether you’re new to the role or experienced, these resources will help you run a better 401(k) plan and support your team’s financial future.
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5 Signs It’s Time to Re-evaluate Your 401(k) Plan
A 401(k) plan is a critical part of your company’s benefits package, helping employees save for retirement and positioning your…
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Payroll Integration with 401(k) Plans
A Retirement Plan Consultant’s Perspective on Pros & Cons As a 401(k) advisor, I work closely with HR teams and…
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What Is a Third-Party Administrator (TPA)?
When it comes to managing a 401(k) or other retirement plan, the term third-party administrator (TPA) often comes up. But…
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What Is an ERISA 3(38) Fiduciary, and Is It Right for Your Plan?
Managing a 401(k) plan involves navigating complex regulations, investment decisions, and fiduciary responsibilities. For employers looking to reduce their liability…
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What Is a Bundled 401(k) Plan?
When it comes to offering a 401(k) plan for your business, one of the key decisions you’ll face is whether…
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What Is a Safe Harbor 401(k)?
If you’re a business owner considering a 401(k) plan for your employees, you’ve likely come across the term Safe Harbor…
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Understanding ERISA Fiduciaries: Types, Roles, and Responsibilities
Navigating the world of employer-sponsored retirement plans means understanding a few key terms and concepts, one of which is ERISA…
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What Is an ERISA 3(21) Fiduciary?
When it comes to managing a 401(k) or other employer-sponsored retirement plan, fiduciary responsibilities can feel overwhelming. Employers are tasked…
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What is a Recordkeeper?
What Is a 401k Recordkeeper? Role, Fees & How They Differ from a TPA A recordkeeper is a key service…
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Questions to Ask a Recordkeeper before Hiring Them
Selecting the right recordkeeper for your company’s 401(k) plan is a critical decision. Asking the right questions can help you evaluate…
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What is a 401k advisor?
The terms “401k consultant” and “401k advisor” are often used interchangeably, but they can have nuanced differences in their responsibilities…
