We Accidentally Processed Pre-Tax Catch-Up Contributions. Now What?
No one wants to discover a payroll error involving a retirement plan, trust me! If your organization accidentally processed pre-tax…
401k
-
-
Think You Know What Roth Means? Most People Don’t.
What does Roth really mean? Short answer: Roth is a tax treatment. Many people say, “I have a Roth.” But…
-
Why Do I Have to Make Roth Catch-Up Contributions in 2026?
The short answer: Congress changed the rules. Starting in 2026, some employees who make catch-up contributions to their 401(k) will…
-
Has Your Company Outgrown Its 401(k) Plan Design?
What worked when you had 20 employees may not work when you have 100. As your business grows, your 401(k)…
-
What Most Employers Don’t Realize About Their 401(k) Plan
If I could sit down with every plan sponsor for 30 minutes, here’s what I would say: Running a retirement…
-
Do You Get a Tax Form for Your 401(k) in 2026?
This month, one of the most common questions we’re hearing is: “Do I get a tax form for my 401k…
-
What Is a 401(k) Plan and How Does It Work?
Let’s be honest. A 401(k) can feel confusing when you first hear about it. There are rules, tax terms, and…
-
The Big Mistakes Small Businesses Make When Setting Up a New 401(k) Plan (and How to Avoid Them)
Offering a 401(k) plan is one of the best things you can do for your team – and for your…
-
The Super Catch-Up Rule Is Here: What 401(k) Plan Sponsors Need to Know in 2026
An exclusive savings boost for ages 60–63 – with a Roth twist for high earners In 2025, a new SECURE…
-
Which Fiduciary Is Which? Breaking Down the Real Differences Between 3(16), 3(21), and 3(38)
If you sponsor a 401(k) plan, you’ve probably heard terms like 3(16), 3(21), and 3(38) fiduciary. They sound technical –…
-
What Is a Pooled Employer Plan (PEP)?
The Beginner’s Guide to Pooled Employer Plans A Simpler Way to Run a 401(k) Plan? If you’ve ever thought, “There…
-
When Things Go Wrong: How to Fix a 401(k) Plan Mistake
Even the best-managed 401(k) plans experience the occasional mistake. Maybe an employee was left out of enrollment. Maybe the wrong…
