Does My 401(k) Loan Affect My Credit?
If you’ve taken (or are thinking about taking) a loan from your 401(k), you might wonder how it impacts your…
employer sponsored retirement plan
-
-
What Is the Super Catch-Up Contribution?
A Retirement Savings Boost for Ages 60–63 If you’re between the ages of 60 and 63, a special savings opportunity…
-
5 Signs It’s Time to Re-evaluate Your 401(k) Plan
A 401(k) plan is a critical part of your company’s benefits package, helping employees save for retirement and positioning your…
-
Understanding Vesting in Your 401(k): What You Should Ask Your Employer
Navigating the world of 401(k) retirement plans can feel overwhelming, but understanding a few key concepts can help you maximize…
-
Payroll Integration with 401(k) Plans
A Retirement Plan Consultant’s Perspective on Pros & Cons As a 401(k) advisor, I work closely with HR teams and…
-
Do I Need a 1099 From My 401(k)?
Tax season comes with plenty of questions, and one of the most frequently asked is: “Do I need a 1099…
-
What Is an ERISA 3(38) Fiduciary, and Is It Right for Your Plan?
Managing a 401(k) plan involves navigating complex regulations, investment decisions, and fiduciary responsibilities. For employers looking to reduce their liability…
-
What Is a Bundled 401(k) Plan?
When it comes to offering a 401(k) plan for your business, one of the key decisions you’ll face is whether…
-
Why Am I Receiving Excess Contributions From My 401(k)?
Did you get a notice saying some of your 401(k) money is being sent back for “excess contributions”? Getting a…
-
What Is a Safe Harbor 401(k)?
If you’re a business owner considering a 401(k) plan for your employees, you’ve likely come across the term Safe Harbor…
-
Understanding ERISA Fiduciaries: Types, Roles, and Responsibilities
Navigating the world of employer-sponsored retirement plans means understanding a few key terms and concepts, one of which is ERISA…
-
What Is an ERISA 3(21) Fiduciary?
When it comes to managing a 401(k) or other employer-sponsored retirement plan, fiduciary responsibilities can feel overwhelming. Employers are tasked…
